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Criminal Record


File # 10525
Male, 42 years old
$250,000 coverage, 20-year term

Health Issues
  • Substance Abuse - marijuana, none used in 2 years
  • Drinking alcohol - currently an occasional drinker
  • Tobacco - currently smoking half a pack per day
Legal Issues
  • Criminal Record - 2 drug convictions in last 20 years - served 1 year in prison, for drug possession, released 3 years ago - currently not in prison
  • Department of Motor Vehicle Record - currently suspended license, for past 8 years - violations include speeding tickets, driving on a suspended license, and not paying charges
Life Insurance Questions

File # 10531
Male, 48 years old
$750,000 coverage, 10-year term
Was declined elsewhere

Health Issues
  • Liver problems - hepatitis c, diagnosed 20 years ago - client feels he was infected through drug abuse - last biopsy, 2 years ago - treatment with interferon, not successful - currently hepatitis c positive
  • Anxiety and Depression - diagnosed 9 years ago
  • Suicide Survivor - suicide ideation 9 years ago, resulting in hospitalization for 3 weeks
  • Substance Abuse - history of drug abuse, but none used in last 20 years
  • Drinking alcohol - recovering alcoholic, sober for last 20 years - attends AA meetings
  • Family History of Cancer - mother, died of cancer of the heart muscle at age 73
  • Family History of Heart Conditions - mother, died at age 73
Medications
  • Trazodone
Lifestyle Issues
  • Foreign travel - Cancun once each year
Legal Issues
  • Criminal Record - indicted on drug related charges 14 years ago, but all charges were later dismissed
  • Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years - 1 DUI ticket, 23 years ago
Life Insurance Questions

File # 10505
Male, 40 years old
$250,000 coverage, 20-year term

Health Issues
  • Drinking Alcohol - 5 beers per week
  • Substance Abuse - Cocaine addiction, completed a treatment program
Legal Issues
  • Department of Motor Vehicle Record - suspended license and driving on a suspended license
  • Criminal Record - charged with felony possession of cocaine - convicted of misdemeanor possession of toxic substance - arrested for carrying a concealed weapon
Life Insurance Questions

Legal Issues
Criminal Record

Citizenship
Green Card
Canada
Israel
Japan
Philippines
UK

Department of Motor Vehicle
DUI
Speeding Ticket
Traffic Ticket
Suspended License
Driving on a Suspended License