 Family History of Cancer
File # 10595
Female, 31 years old
$500,000 coverage, 30-year term
Was declined, elsewhere
Health Issues- Cancer - Osteoblastoma, benign tumor in pelvic bone - diagnosed and removed 3 years ago, no recurrence
- Family History of Cancer - sister, breast cancer at age 31 - mother, breast cancer at age 29, died at age 41
- Pregnancy - currently 5 months pregnant
Lifestyle Issues- Foreign travel - Israel, 9 visits in the last 5 years
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in the last 5 years
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File # 10578
Male, 56 years old
$500,000 coverage, 10-year term
Health Issues- Seizure disorder (epilepsy) - diagnosed 21 years ago - was initially treated with Dilantin for 2 years
- High blood pressure (hypertension) - currently treating with medication
- Family History of Cancer - sister, developed breast cancer at age 57
Medications- Did use Dilantin
- Now uses Bisoprolol Fumarate
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File # 10568
Male, 34 years old
$250,000 coverage, 20-year term
Was declined 2 times, elsewhere
Health Issues- Drinking alcohol - recovering alcoholic, sober for 5 years
- Anxiety and Depression - diagnosed as manic depressive, 5 years ago
- Weight and build, large build - Height 6'3" Weight 260 lbs
- Family History of Cancer - mother, cancer in her 40s
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File # 10598
Male, 46 years old
$500,000 coverage, 20-year term
Was declined, elsewhere
Health Issues- Digestive disorders - pre-ulcers or small erosions, diagnosed 10 years ago, and was successfully treated with antibiotics - no recurrence
- Liver problems - hepatitis b, diagnosed 30 years ago, resolved on its own - hepatitis c, diagnosed 6 years ago, no treatment, currently hepatitis c positive
- Drinking Alcohol - currently drinking infrequently
- Family History of Cancer - mother, cervical displacia (abnormal cells) in mid 50s
- Family History of Heart Conditions - father, bypass surgery at age 72
Lifestyle Issues- Foreign travel - Mexico every 5 years
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File # 10582
Male, 36 years old
$750,000 coverage, 20-year term
Health Issues- High cholesterol (ldl cholesterol) - currently treated with medication
- Anxiety and Depression - diagnosed 8 years ago - currently treating with medication
- Drinking alcohol - approximately 3 drinks every week
- Family History of Cancer - father, prostate cancer at age 70
Medications- Did use Paxil
- Now uses Effexor, Lipitor, and Prevacid
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in the last 10 years
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File # 10513
Male, 39 years old
$1,000,000 coverage, 20-year term
Health Issues- Seizure disorder (epilepsy) - diagnosed 26 years ago - 5 gran mal seizures - 6 petit mal seizures, each year - client feels the seizures are usually triggered by conditions of fatigue and hunger
- Drinking Alcohol - usual history is 2 drinks each weekend, but no alcohol in recent months since his last gran mal seizure
- Family History of Cancer - father, died of lung cancer in his 60's
- Family History of Heart Conditions - father, developed heart disease in his 50's
Medications- Dilantin and Tegretol (being switched to Depakene and Zarontin)
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File # 10501
Male, 35 years old
$1,000,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Liver problems - elevated liver enzymes and fatty liver - diet and exercise have lowered enzymes to normal range
- Family History of Cancer - mother is alive, developed breast cancer at age 47 - father is alive, developed basil cell cancer in his 60's
Lifestyle Issues- Foreign travel - London, Italy, France
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File # 10527
Male, 42 years old
$200,000 coverage, 20-year term
Health Issues- Seizure disorder (epilepsy) - diagnosed 9 years ago, caused by concussions related to Army service - 5 gran mal seizures, less than 1 each year - 2 or 3 petit mal seizures each month - 11 hospitalizations, on outpatient basis - currently treated with medication
- High blood pressure (hypertension) - currently treated with medication
- Polyp on vocal chord - removed 3 years ago, and nothing returned
- Family History of Cancer - father, died from hip-related cancer at age 52
- Family History of Diabetes - mother, developed diabetes at age 65
Medications- Did use Depakote, Dilantin, and Tegretol
- Now uses Benicar and Lamictal
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in last 2 years
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File # 10510
Male, 47 years old
$1,000,000 coverage, 20-year term
Health Issues- Digestive disorders - ulcerative colitis, diagnosed 30 years ago, multiple hospitalizations, lost and gained roughly 25 pounds within last 2 years - ileostomy is a future option
- Family History of Cancer - mother, died at age 72 from leukemia
- Family History of Diabetes - father is alive, developed diabetes in his 70's
- Family History of Heart Conditions - father is alive, currently has congestive heart failure in his 80's
Medications- Elavil, Emuran, Remicade, and Sulfalazine
Lifestyle Issues- Scuba diving certification - PADI - recreational
- Foreign travel - Cancun and France
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File # 10509
Male, 67 years old
$50,000 coverage, Low-priced Universal Life
Health Issues- Cancer - basil cell carcinoma (type of skin cancers) - removed 18 years ago - no recurrence or subsequent treatment
- Digestive disorders - Crohns Disease, diagnosed 30 years ago - bowel resection, 7 years ago
- High cholesterol (ldl cholesterol)
- Family History of Cancer - father, died at age 50 from lung cancer - brother is alive, developed prostate cancer at age 63
Medications- Cortizone, Lipitor, and Sulfadine
Legal Issues- Department of Motor Vehicle Record - 2 traffic tickets in the last 5 years
|
Standard Non-smoker, with small extra premium for 3 years
File # 10526
Female, 60 years old
$500,000 coverage, 20-year term
Health Issues- Cancer - breast cancer, left breast and lymphnodes (in chest and arm) all removed 3 years ago - no chemotherapy or radiation therapy
- Family History of Cancer - father, died from brain cancer at age 55
Medications |
Standard Non-smoker, with small extra premium for 5 years
File # 10514
Male, 43 years old
$1,000,000 coverage, 20-year term
Health Issues- Cancer - prostate cancer, diagnosed less than 1 year ago - treated with seed implant/radiation
- Family History of Cancer - father, developed prostate cancer at age 61
- Family History of Diabetes - mother, developed diabetes in her late 50's
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Standard Non-smoker, with small extra premium for 5 years
File # 10502
Male, 44 years old
$1,000,000 coverage, 20-year term
Health Issues- Cancer - testicular cancer - treated with radiation 4.5 years ago
- Cancer - dermato fibro sarcoma (type of skin cancers) - treated with surgery 2 years ago
- Family History of Cancer - mother, died at age 48 from lymphoma
Legal Issues- Citizenship - citizen of Canada - in the USA on an H1 Visa - applying for a Green Card
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File # 10577
Male, 44 years old
$250,000 coverage, 20-year term
Health Issues- Diabetes - diagnosed 7 years ago - complications include poor circulation in feet - currently treating with medication
- Family History of Cancer - father, died of cancer at age 65
MedicationsLifestyle Issues- Foreign travel - Fiji Islands every 2 years
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File # 10575
Male, 44 years old
$500,000 coverage, 10-year term
Health Issues- Digestive disorders - Crohns Disease, diagnosed 15 years ago - surgical procedures have included a bowel resection 15 years ago and an intestinal blockage repair 12 years ago - hospitalized within the last year for pain and a narrowing of the bowel - currently treating with diet and medication
- Tobacco - currently smoking cigars
- Drinking alcohol - currently drinks on weekends
- Family History of Cancer - brother, brain tumor at age 25 - father, skin cancer in his 50s
- Family History (Other) - mother, died of an aneurysm at age 59
MedicationsLifestyle Issues |
File # 10574
Male, 52 years old
$250,000 coverage, 15-year term
Health Issues- Heart problems - irregular readings on prior electrocardiogram (ECG)
- High blood pressure (hypertension) - currently treating with medication
- Tobacco - currently smoking cigars
- Drinking alcohol - currently drinks 3-4 beers every weekend
- Family History of Cancer - father, died of lung cancer at age 75
- Family History of Diabetes - father, diagnosed with diabetes at age 60
- Family History of Heart Conditions - mother, heart disease, heart attack at age 56
- Family History (Other) - mother, died of complications from Lupus
Medications- Uses medication for high blood pressure
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in last 10 years
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File # 10531
Male, 48 years old
$750,000 coverage, 10-year term
Was declined elsewhere
Health Issues- Liver problems - hepatitis c, diagnosed 20 years ago - client feels he was infected through drug abuse - last biopsy, 2 years ago - treatment with interferon, not successful - currently hepatitis c positive
- Anxiety and Depression - diagnosed 9 years ago
- Suicide Survivor - suicide ideation 9 years ago, resulting in hospitalization for 3 weeks
- Substance Abuse - history of drug abuse, but none used in last 20 years
- Drinking alcohol - recovering alcoholic, sober for last 20 years - attends AA meetings
- Family History of Cancer - mother, died of cancer of the heart muscle at age 73
- Family History of Heart Conditions - mother, died at age 73
MedicationsLifestyle Issues- Foreign travel - Cancun once each year
Legal Issues- Criminal Record - indicted on drug related charges 14 years ago, but all charges were later dismissed
- Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years - 1 DUI ticket, 23 years ago
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File # 10528
Male, 65 years old
$200,000 coverage, 15-year term
Health Issues- Heart problems - congenital heart defect, born with a closed artery
- High blood pressure (hypertension) - diagnosed 4 years ago
- Transient Ischemic Attack (mini-stroke) - 2 incidents within the last year
- Drinking alcohol - 2 glasses of wine each day
- Family History of Cancer - father, died from lung cancer at age 83
Medications- Aggrenox, Prinivil, Sular
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File # 10523
Female, 38 years old
$500,000 coverage, 20-year term
Health Issues- Liver problems - hepatitis c - last biopsy was 3 years ago - 18 month treatment with interferon and ribavirin, not successful - currently hepatitis c positive - viral load was 2 million, currently is 100,000 to 400,000 - client feels she was infected through vaccinations in grade school
- Family History of Cancer - father, died from non-Hodgkin's lymphoma at age 56
Lifestyle Issues- Foreign travel - Los Cabos, Mexico, for vacation
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File # 10518
Male, 51 years old
$250,000 coverage, 20-year term
Health Issues- Liver problems - hepatitis c, diagnosed 4 years ago - patient thinks infection occured 30 years ago, through heroin abuse - underwent 6 months of interferon treatment, not successful - currently hepatitis c positive
- Kidney stones - 5 or 6 years ago
- Drinking alcohol - currently drinking 2 glasses of wine each weekend - was drinking 1-2 glasses each day, until 4 years ago
- Substance Abuse - heroin addiction, none used in last 23 years - marijuana addiction, none used in last 15 years
- Family History of Cancer - mother, throat cancer at age 74
Lifestyle Issues- Pilot license - Instrument rated - FAA certification, medical - just under 500 total hours
- Foreign travel - Bahamas, 2 or 3 times each year
Legal Issues- Department of Motor Vehicle Record - 2 speeding tickets in the last 5 years
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Standard Non-smoker with graded benefit
File # 10586
Female, 46 years old
$100,000 coverage, whole life
Was declined, elsewhere
Health Issues- Diabetes - diagnosed 33 years ago - complications include neuropathy, retinopathy, retinal displacement (surgically repaired), and renal insufficiency that started 14 years ago, resulting in renal transplant 6 years ago - currently treating with medication
- Heart problems - balloon angioplasty (PTCA), 8 years ago, to unblock a 90% obstruction
- Cancer - fibroadenoma, benign tumor in breast - surgically removed 15 years ago, no recurrence
- Congenital microphthalmia
- Family History of Cancer - mother, died of cancer at age 56
- Family History of Heart Conditions - father, died of heart attack at age 41
MedicationsLifestyle Issues- Foreign travel - history of travel to Mexico
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