 Heart Problems
File # 10521
Female, 51 years old
$200,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Heart problems - mitrovalve prolapse, diagnosed 20 years ago, takes antibiotic at the dentist
- High cholesterol (ldl cholesterol) - diagnosed 4 years ago - treating with diet and exercise
- High blood pressure (hypertension) - diagnosed 3 years ago - currently treating with medication, since 1 year ago
- Digestive disorders - diverticulitis, diagnosed 2 years ago - currently treating with diet and lifestyle management
- Hysterectomy - uterus dropped - surgery performed 4 years ago
- Antinuclear Antibodies - an indication of possible autoimmune illness - no treatment
- Family History of Heart Conditions - mother is alive, 2 heart attacks in her 30's
MedicationsLifestyle Issues- Beneficiary is a domestic partner - female significant other
|
 
File # 10574
Male, 52 years old
$250,000 coverage, 15-year term
Health Issues- Heart problems - irregular readings on prior electrocardiogram (ECG)
- High blood pressure (hypertension) - currently treating with medication
- Tobacco - currently smoking cigars
- Drinking alcohol - currently drinks 3-4 beers every weekend
- Family History of Cancer - father, died of lung cancer at age 75
- Family History of Diabetes - father, diagnosed with diabetes at age 60
- Family History of Heart Conditions - mother, heart disease, heart attack at age 56
- Family History (Other) - mother, died of complications from Lupus
Medications- Uses medication for high blood pressure
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in last 10 years
|
File # 10564
Male, 34 years old
$1,800,000 coverage, 20-year term
Health Issues- Heart problems - congenital heart defect - heart valve problem, diagnosed 22 years ago - required a transfusion, 22 years ago
- Liver problems - hepatitis c - patient thinks infection occured through transfusion, 22 years ago - underwent 2 courses of interferon treatments, 9 years ago, not successful - currently hepatitis c positive
Lifestyle Issues- Foreign travel - France and England
|
File # 10554
Female, 44 years old
$500,000 coverage, 10-year term
Health Issues- Heart problems - congenital heart defect - ventricular septal defect - currently treated with medication before seeing the dentist
- High cholesterol (ldl cholesterol) - currently treated with diet
- Anxiety and Depression - post-traumatic stress disorder - currently treated with medication
- Diabetes - insulin resistance (pre-diabetes) - diagnosed 6 months ago - currently treated with medication and diet
- Weight and build, Overweight - Height 5'0", Weight 180 lbs
Medications- Did use Zoloft
- Now uses Glucophage and Wellbutrin
|
File # 10528
Male, 65 years old
$200,000 coverage, 15-year term
Health Issues- Heart problems - congenital heart defect, born with a closed artery
- High blood pressure (hypertension) - diagnosed 4 years ago
- Transient Ischemic Attack (mini-stroke) - 2 incidents within the last year
- Drinking alcohol - 2 glasses of wine each day
- Family History of Cancer - father, died from lung cancer at age 83
Medications- Aggrenox, Prinivil, Sular
|
File # 10522
Male, 45 years old
$140,000 coverage, 15-year term
Health Issues- Heart problems - diagnosed 9 years ago - 2 angioplasty procedures, one year apart - double bypass surgery, 3 years ago
- High cholesterol (ldl cholesterol) - currently treated with medication
- Drinking alcohol - 1 glass of wine per week
- Family History of Heart Conditions - mother is alive, developed angina in her 50s
Medications |
File # 10508
Male, 58 years old
$250,000 coverage, 20-year term
Health Issues- Heart problems - heart attack 7 years ago - one angioplasty and one stent
- Drinking Alcohol - 7 drinks per week
Medications- Hyzaar, Lipitor, Lopidine, Metoprolol, and Zetia
|
Standard Non-smoker with graded benefit
File # 10586
Female, 46 years old
$100,000 coverage, whole life
Was declined, elsewhere
Health Issues- Diabetes - diagnosed 33 years ago - complications include neuropathy, retinopathy, retinal displacement (surgically repaired), and renal insufficiency that started 14 years ago, resulting in renal transplant 6 years ago - currently treating with medication
- Heart problems - balloon angioplasty (PTCA), 8 years ago, to unblock a 90% obstruction
- Cancer - fibroadenoma, benign tumor in breast - surgically removed 15 years ago, no recurrence
- Congenital microphthalmia
- Family History of Cancer - mother, died of cancer at age 56
- Family History of Heart Conditions - father, died of heart attack at age 41
MedicationsLifestyle Issues- Foreign travel - history of travel to Mexico
|
Standard Non-smoker with graded benefit
File # 10539
Male, 72 years old
$50,000 coverage
Health Issues- Heart problems - heart disease
Medications- Enalapril, Isosorbide, Lipitor, Nexium, Nifedipine, Nitroglycerin, Synthroid, Toprol, Tricor
- Also regularly takes Aspirin
|
All life insurance case studies are
Copyright © 2001-2008 by Steven H. Kobrin, LUTCF. All rights reserved. Email: skobrin@stevenkobrin.com
Phone: 1-866-633-1818 (toll free)
Website: Please see our Experts page for Steve's website info.
Newsletter: Subscribe to Steve's Life Insurance Newsletter. |
| |  Quote Database
Age
Health
Legal
Lifestyle
Medical Procedures
Medications
Compare Term Quotes |
