Help for Depression
The same can be said for someone who's sought help for depression.
From the life underwriting point of view, prior hospitalizations or suicide attempts become less important when the applicant is receiving help for depression, complying with medication and therapy treatments, and striving to keep life on an even keel.
Pricing is more favorable, when life insurance companies are given persuasive reasons to view the glass half full instead of half empty. Requesting help for depression - and following through with treatment - is the sort of evidence they need.