 Marijuana
File # 10580
Male, 30 years old
$1,500,000 coverage, 20-year term
Health Issues- Substance Abuse - currently smoking marijuana once every month, and has done so for the last 5 years
- Drinking alcohol - currently drinking approximately 6 drinks every week
Lifestyle Issues- Rock climbing - 2.5 years of experience - indoor climbs, approximately 6 times every month - outdoor climbs, 1 or 2 times every month - climbs are moderate degree of difficulty - plans to reach 500'
- Auto Racing - 5 years of experience - Mustang racing, plans to race 3 times in the next year
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in the last 5 years
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File # 10572
Male, 42 years old
$1,000,000 coverage, 20-year term
Was offered Standard elsewhere
Health Issues- Beta thalassemia minor - blood disorder that causes mild anemia - no current treatment
- Substance Abuse - history of marijuana use, but none used in last 20-25 years
- Drinking alcohol - currently drinking twice each week, beer or hard liquor
Lifestyle Issues- Foreign travel - history of travel to New Zealand, Belgium and Germany
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File # 10525
Male, 42 years old
$250,000 coverage, 20-year term
Health Issues- Substance Abuse - marijuana, none used in 2 years
- Drinking alcohol - currently an occasional drinker
- Tobacco - currently smoking half a pack per day
Legal Issues- Criminal Record - 2 drug convictions in last 20 years - served 1 year in prison, for drug possession, released 3 years ago - currently not in prison
- Department of Motor Vehicle Record - currently suspended license, for past 8 years - violations include speeding tickets, driving on a suspended license, and not paying charges
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File # 10567
Female, 48 years old
$750,000 coverage, 20-year term
Health Issues- High cholesterol (ldl cholesterol) - currently treated with medication
- Asthma - currently treated with medication
- Anxiety and Depression - depression, diagnosed 1 year ago - currently treated with medication
- Substance Abuse - marijuana, none used in last 21 years
- Family History of Heart Conditions - mother, died at age 57 from heart disease
Medications- Flovent, Foradil, Lipitor, and Zoloft
Lifestyle Issues- Foreign travel - Caribbean
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File # 10518
Male, 51 years old
$250,000 coverage, 20-year term
Health Issues- Liver problems - hepatitis c, diagnosed 4 years ago - patient thinks infection occured 30 years ago, through heroin abuse - underwent 6 months of interferon treatment, not successful - currently hepatitis c positive
- Kidney stones - 5 or 6 years ago
- Drinking alcohol - currently drinking 2 glasses of wine each weekend - was drinking 1-2 glasses each day, until 4 years ago
- Substance Abuse - heroin addiction, none used in last 23 years - marijuana addiction, none used in last 15 years
- Family History of Cancer - mother, throat cancer at age 74
Lifestyle Issues- Pilot license - Instrument rated - FAA certification, medical - just under 500 total hours
- Foreign travel - Bahamas, 2 or 3 times each year
Legal Issues- Department of Motor Vehicle Record - 2 speeding tickets in the last 5 years
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