Click on a medication, below, to see what life insurance rates other people have received. For educational purposes only.
Why do life insurance companies want to know about your medications?
The use of certain drugs may indicate an underlying medical condition that is an underwriting concern. Secondly, using a particular prescription may indicate onset of a health condition caused at least in part by poor lifestyle habits that can increase mortality, and this too is of concern to the underwriter. Thirdly, pharmaceuticals - taken alone or in combination with others - are never risk free, in that they present their own risks of death. Each medication is considered by the underwriter within the context of the individual's whole history.
Copyright © 2001-2008 by Steven H. Kobrin, LUTCF. All rights reserved.
Steven H. Kobrin, LUTCF, is an independent life insurance broker and recognized expert in the field, serving as a preferred life insurance quote provider for many professional advisors and their clients, including attorneys, accountants, financial planners, and loan officers.
Experienced at patiently helping people through the life insurance maze, Steve is glad to share his perspective with the public and he warmly welcomes all emails and phone calls from consumers and consumer advocates.