File # 10590 Male, 39 years old $500,000 coverage, 30-year term Health Issues Liver problems - hepatitis a, diagnosed and cured 3 years ago Drinking Alcohol - currently 2 or 3 drinks every week Lifestyle Issues Foreign travel - Canada and Europe, twice every year - history of travel to Mexico Legal Issues Department of Motor Vehicle Record - 3 speeding tickets in the last 10 years