 Tobacco
File # 10525
Male, 42 years old
$250,000 coverage, 20-year term
Health Issues- Substance Abuse - marijuana, none used in 2 years
- Drinking alcohol - currently an occasional drinker
- Tobacco - currently smoking half a pack per day
Legal Issues- Criminal Record - 2 drug convictions in last 20 years - served 1 year in prison, for drug possession, released 3 years ago - currently not in prison
- Department of Motor Vehicle Record - currently suspended license, for past 8 years - violations include speeding tickets, driving on a suspended license, and not paying charges
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File # 10575
Male, 44 years old
$500,000 coverage, 10-year term
Health Issues- Digestive disorders - Crohns Disease, diagnosed 15 years ago - surgical procedures have included a bowel resection 15 years ago and an intestinal blockage repair 12 years ago - hospitalized within the last year for pain and a narrowing of the bowel - currently treating with diet and medication
- Tobacco - currently smoking cigars
- Drinking alcohol - currently drinks on weekends
- Family History of Cancer - brother, brain tumor at age 25 - father, skin cancer in his 50s
- Family History (Other) - mother, died of an aneurysm at age 59
MedicationsLifestyle Issues |
File # 10574
Male, 52 years old
$250,000 coverage, 15-year term
Health Issues- Heart problems - irregular readings on prior electrocardiogram (ECG)
- High blood pressure (hypertension) - currently treating with medication
- Tobacco - currently smoking cigars
- Drinking alcohol - currently drinks 3-4 beers every weekend
- Family History of Cancer - father, died of lung cancer at age 75
- Family History of Diabetes - father, diagnosed with diabetes at age 60
- Family History of Heart Conditions - mother, heart disease, heart attack at age 56
- Family History (Other) - mother, died of complications from Lupus
Medications- Uses medication for high blood pressure
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in last 10 years
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File # 10520
Female, 40 years old
$200,000 coverage, 20-year term
Health Issues- Digestive disorders - Crohns Disease, diagnosed 13 years ago - last colonoscopy was 7 years ago
- Tobacco - currently a smoker
Medications- Did use Azulfidine and Prednisone
- Now uses Asacol and Purinethol
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File # 10581
Female, 37 years old
$100,000 coverage, 20-year term
Was declined, elsewhere
Health Issues- Diabetes - diagnosed 32 years ago - retinopathy, resulting in surgery 10 years ago - currently treating the diabetes with medication
- Anxiety and Depression - diagnosed 1 year ago - currently treating with medication
- Weight and build, weight gain - Height 5'3" Weight 170 lbs - gained 25 lbs in last year, due to medication
- Tobacco - currently smoking 1 pack every day
Medications- Humalog, Humulin, and Lexapro
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File # 10573
Male, 47 years old
$400,000 coverage, 10-year term
Was declined 6 times, elsewhere
Health Issues- Liver problems - elevated liver enzymes and fatty liver
- Anxiety and Depression - obsessive compulsive disorder, currently treated with medication
- Overweight - Height 6'0" Weight 210 lbs - lost 20 lbs in last year due to diet and exercise
- Tobacco - currently smoking
MedicationsLegal Issues- Citizenship - citizen of Canada - in the USA on an E2 Visa
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File # 10562
Male, 44 years old
$500,000 coverage, 20-year term
Health Issues- Asthma - diagnosed in childhood - asthma attacks have occurred every 1 or 2 years - currently treating with medication
- Weight and build, large build - Height 6'4", Weight 270 lbs
- Tobacco - currently smoking
- Drinking alcohol - currently drinking 2 glasses of liquor every week
Medications- Was prescribed steroids for a short time, 2 years ago
- Now uses Albuterol
Lifestyle Issues- Foreign travel - history of travel to Mexico and the Bahamas
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Standard Non-smoker Simplified Issue with No Exam
File # 10534
Female, 50 years old
$75,000 coverage, whole life
Was declined elsewhere
Health Issues- Drinking alcohol - attended an Alchol Treatment Center for 3 months, then again for 5 months, graduated 3 years ago - however, client is currently drinking 5 or 6 times per week
- Tobacco - currently smoking 1 pack per day
- High cholesterol (ldl cholesterol)
- High blood pressure (hypertension) - currently treating with medication
MedicationsLegal Issues- Department of Motor Vehicle Record - 2 DUI tickets, 4 years ago - temporarily suspended license
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