 Travel
File # 10596
Male, 30 years old
$1,000,000 coverage, 30-year term
Was declined, elsewhere
Lifestyle Issues- Foreign travel - Israel, 9 visits in the last 5 years
Legal Issues- Citizenship - citizen of Israel - in the USA with a Green Card
- Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years
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File # 10595
Female, 31 years old
$500,000 coverage, 30-year term
Was declined, elsewhere
Health Issues- Cancer - Osteoblastoma, benign tumor in pelvic bone - diagnosed and removed 3 years ago, no recurrence
- Family History of Cancer - sister, breast cancer at age 31 - mother, breast cancer at age 29, died at age 41
- Pregnancy - currently 5 months pregnant
Lifestyle Issues- Foreign travel - Israel, 9 visits in the last 5 years
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in the last 5 years
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File # 10590
Male, 39 years old
$500,000 coverage, 30-year term
Health Issues- Liver problems - hepatitis a, diagnosed and cured 3 years ago
- Drinking Alcohol - currently 2 or 3 drinks every week
Lifestyle Issues- Foreign travel - Canada and Europe, twice every year - history of travel to Mexico
Legal Issues- Department of Motor Vehicle Record - 3 speeding tickets in the last 10 years
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File # 10598
Male, 46 years old
$500,000 coverage, 20-year term
Was declined, elsewhere
Health Issues- Digestive disorders - pre-ulcers or small erosions, diagnosed 10 years ago, and was successfully treated with antibiotics - no recurrence
- Liver problems - hepatitis b, diagnosed 30 years ago, resolved on its own - hepatitis c, diagnosed 6 years ago, no treatment, currently hepatitis c positive
- Drinking Alcohol - currently drinking infrequently
- Family History of Cancer - mother, cervical displacia (abnormal cells) in mid 50s
- Family History of Heart Conditions - father, bypass surgery at age 72
Lifestyle Issues- Foreign travel - Mexico every 5 years
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File # 10569
Male, 40 years old
$500,000 coverage, 20-year term
Was rated elsewhere
Health Issues- Diabetes Type 1 - diagnosed 16 years ago - currently treated with medication
MedicationsLifestyle Issues- Foreign travel - vacation in Austria, every 1 or 2 years
Legal Issues- Department of Motor Vehicle Record - 3 speeding tickets in the last 5 years
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File # 10536
Female, 32 years old
$1,000,000 coverage, 30-year term
Health Issues- Asthma - diagnosed 27 years ago - initially hospitalized as a child, when oxygen was needed - no more hospitalizations or oxygen needed after moving west, 20 years ago - occasionally suffers from chest colds which causes the asthma to flare up, roughly once per year, which is treated with medication
- Bulimia Nervosa - diagnosed 15 years ago - inpatient hospitalization - was treated with medication for 1 year
- Anxiety and Depression - diagnosed 10 years ago - currently treating with therapy and medication
- Thyroid disorder - underactive thyroid, diagnosed 3 years ago - currently treated with medication
Medications- Did use Prozac
- Now uses occasional meds for anxiety and depression
- Also uses Cytomel, Singulair, and Synthroid
Lifestyle Issues |
File # 10501
Male, 35 years old
$1,000,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Liver problems - elevated liver enzymes and fatty liver - diet and exercise have lowered enzymes to normal range
- Family History of Cancer - mother is alive, developed breast cancer at age 47 - father is alive, developed basil cell cancer in his 60's
Lifestyle Issues- Foreign travel - London, Italy, France
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File # 10588
Female, 70 years old
$50,000 coverage, Universal Life
Was declined, elsewhere
Health Issues- Thyroid disorder - thyroid was removed, 15 years ago - currently treating with medication
- Diabetes - diagnosed 10 years ago - currently treating with medication
- High blood pressure (hypertension) - diagnosed 10 years ago - currently treating with medication
Medications- Avandement, Levoxyl, and Metoprolol
Lifestyle Issues- Foreign travel - plans to travel to the Philippines every 1 or 2 years, visiting family for month-long visits
Legal Issues- Citizenship - citizen of the Philippines - in the USA with a Green Card
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File # 10576
Male, 25 years old
$300,000 coverage, whole life
Health Issues- High cholesterol (ldl cholesterol) - currently not controlled with medication
- Drinking alcohol - currently 3 or 4 drinks each week
Lifestyle Issues- Foreign travel - history of travel to England and Europe
Legal Issues- Department of Motor Vehicle Record - 3 speeding tickets in the last 5 years
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File # 10567
Female, 48 years old
$750,000 coverage, 20-year term
Health Issues- High cholesterol (ldl cholesterol) - currently treated with medication
- Asthma - currently treated with medication
- Anxiety and Depression - depression, diagnosed 1 year ago - currently treated with medication
- Substance Abuse - marijuana, none used in last 21 years
- Family History of Heart Conditions - mother, died at age 57 from heart disease
Medications- Flovent, Foradil, Lipitor, and Zoloft
Lifestyle Issues- Foreign travel - Caribbean
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File # 10510
Male, 47 years old
$1,000,000 coverage, 20-year term
Health Issues- Digestive disorders - ulcerative colitis, diagnosed 30 years ago, multiple hospitalizations, lost and gained roughly 25 pounds within last 2 years - ileostomy is a future option
- Family History of Cancer - mother, died at age 72 from leukemia
- Family History of Diabetes - father is alive, developed diabetes in his 70's
- Family History of Heart Conditions - father is alive, currently has congestive heart failure in his 80's
Medications- Elavil, Emuran, Remicade, and Sulfalazine
Lifestyle Issues- Scuba diving certification - PADI - recreational
- Foreign travel - Cancun and France
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File # 10579
Male, 38 years old
$300,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Digestive disorders - Crohns Disease, diagnosed 2 years ago - currently treating with medication
- Drinking alcohol - currently drinks 1 beer and 5 glasses of wine every week
MedicationsLifestyle Issues- Foreign travel - history of travel to Barbados, England, and the Caribbean - plans for travel to England annually and the Caribbean annually
Legal Issues- Citizenship - citizen of the UK - in the USA on an L1A Visa - applying for a Green Card
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File # 10577
Male, 44 years old
$250,000 coverage, 20-year term
Health Issues- Diabetes - diagnosed 7 years ago - complications include poor circulation in feet - currently treating with medication
- Family History of Cancer - father, died of cancer at age 65
MedicationsLifestyle Issues- Foreign travel - Fiji Islands every 2 years
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File # 10575
Male, 44 years old
$500,000 coverage, 10-year term
Health Issues- Digestive disorders - Crohns Disease, diagnosed 15 years ago - surgical procedures have included a bowel resection 15 years ago and an intestinal blockage repair 12 years ago - hospitalized within the last year for pain and a narrowing of the bowel - currently treating with diet and medication
- Tobacco - currently smoking cigars
- Drinking alcohol - currently drinks on weekends
- Family History of Cancer - brother, brain tumor at age 25 - father, skin cancer in his 50s
- Family History (Other) - mother, died of an aneurysm at age 59
MedicationsLifestyle Issues |
File # 10564
Male, 34 years old
$1,800,000 coverage, 20-year term
Health Issues- Heart problems - congenital heart defect - heart valve problem, diagnosed 22 years ago - required a transfusion, 22 years ago
- Liver problems - hepatitis c - patient thinks infection occured through transfusion, 22 years ago - underwent 2 courses of interferon treatments, 9 years ago, not successful - currently hepatitis c positive
Lifestyle Issues- Foreign travel - France and England
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File # 10531
Male, 48 years old
$750,000 coverage, 10-year term
Was declined elsewhere
Health Issues- Liver problems - hepatitis c, diagnosed 20 years ago - client feels he was infected through drug abuse - last biopsy, 2 years ago - treatment with interferon, not successful - currently hepatitis c positive
- Anxiety and Depression - diagnosed 9 years ago
- Suicide Survivor - suicide ideation 9 years ago, resulting in hospitalization for 3 weeks
- Substance Abuse - history of drug abuse, but none used in last 20 years
- Drinking alcohol - recovering alcoholic, sober for last 20 years - attends AA meetings
- Family History of Cancer - mother, died of cancer of the heart muscle at age 73
- Family History of Heart Conditions - mother, died at age 73
MedicationsLifestyle Issues- Foreign travel - Cancun once each year
Legal Issues- Criminal Record - indicted on drug related charges 14 years ago, but all charges were later dismissed
- Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years - 1 DUI ticket, 23 years ago
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File # 10530
Male, 49 years old
$1,000,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Digestive disorders - ulcerative colitis, had an ileostomy 20 years ago
- Liver problems - elevated liver enzymes
- Drinking Alcohol - 1 or 2 beers per week
- Chronic sinus infection - currently treating with Advil
- Chronic back pain - currently treating with Advil
Medications- Did use Prednisone and other steroids until 10 years ago
- Now uses Advil (3-4 each day)
Lifestyle Issues- Foreign travel - Caribbean every few years
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File # 10523
Female, 38 years old
$500,000 coverage, 20-year term
Health Issues- Liver problems - hepatitis c - last biopsy was 3 years ago - 18 month treatment with interferon and ribavirin, not successful - currently hepatitis c positive - viral load was 2 million, currently is 100,000 to 400,000 - client feels she was infected through vaccinations in grade school
- Family History of Cancer - father, died from non-Hodgkin's lymphoma at age 56
Lifestyle Issues- Foreign travel - Los Cabos, Mexico, for vacation
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File # 10518
Male, 51 years old
$250,000 coverage, 20-year term
Health Issues- Liver problems - hepatitis c, diagnosed 4 years ago - patient thinks infection occured 30 years ago, through heroin abuse - underwent 6 months of interferon treatment, not successful - currently hepatitis c positive
- Kidney stones - 5 or 6 years ago
- Drinking alcohol - currently drinking 2 glasses of wine each weekend - was drinking 1-2 glasses each day, until 4 years ago
- Substance Abuse - heroin addiction, none used in last 23 years - marijuana addiction, none used in last 15 years
- Family History of Cancer - mother, throat cancer at age 74
Lifestyle Issues- Pilot license - Instrument rated - FAA certification, medical - just under 500 total hours
- Foreign travel - Bahamas, 2 or 3 times each year
Legal Issues- Department of Motor Vehicle Record - 2 speeding tickets in the last 5 years
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File # 10562
Male, 44 years old
$500,000 coverage, 20-year term
Health Issues- Asthma - diagnosed in childhood - asthma attacks have occurred every 1 or 2 years - currently treating with medication
- Weight and build, large build - Height 6'4", Weight 270 lbs
- Tobacco - currently smoking
- Drinking alcohol - currently drinking 2 glasses of liquor every week
Medications- Was prescribed steroids for a short time, 2 years ago
- Now uses Albuterol
Lifestyle Issues- Foreign travel - history of travel to Mexico and the Bahamas
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Standard Non-smoker with graded benefit
File # 10586
Female, 46 years old
$100,000 coverage, whole life
Was declined, elsewhere
Health Issues- Diabetes - diagnosed 33 years ago - complications include neuropathy, retinopathy, retinal displacement (surgically repaired), and renal insufficiency that started 14 years ago, resulting in renal transplant 6 years ago - currently treating with medication
- Heart problems - balloon angioplasty (PTCA), 8 years ago, to unblock a 90% obstruction
- Cancer - fibroadenoma, benign tumor in breast - surgically removed 15 years ago, no recurrence
- Congenital microphthalmia
- Family History of Cancer - mother, died of cancer at age 56
- Family History of Heart Conditions - father, died of heart attack at age 41
MedicationsLifestyle Issues- Foreign travel - history of travel to Mexico
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Standard Non-smoker with graded benefit
File # 10540
Female, 41 years old
$100,000 coverage
Health Issues- Asthma - genetic emphysema - currently treated with medication and oxygen
- Weight and build, Overweight - Height 5'2", Weight 175 lbs
Medications- Advair, Albuterol, Atrovent, Enalapril, Lexapro
- Oxygen when exercising or sleeping
Lifestyle Issues- Foreign travel - Honduras
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Standard Non-smoker with graded benefit
File # 10529
Female, 34 years old
$50,000 coverage whole life and $100,000 coverage 10-year term
Health Issues- Cancer - breast cancer - full mastectomy, 3 years ago
- Cancer - lung cancer, diagnosed 1 year ago - removed lower half of lung
MedicationsLifestyle IssuesLegal Issues- Citizenship - citizen of Japan - in the USA as a permanent resident alien
- Department of Motor Vehicle Record - 1 speeding ticket
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