Universal Life Insurance Quote

Contrary to popular belief, many cancer survivors find a Universal Life Insurance quote to be more financially favorable than a term quote. This is because certain underwriting concessions are available for Universal Life that don't come with term.

Certainly, term is more cost-effective in other situations. But it's typically a disappointment for people with a history of cancer. This can come as quite a surprise. Therefore, I coach cancer patients to mentally open themselves to the possibility of Universal Life Insurance.

As discussed throughout this article, life insurance candidates benefit from many factors - even with a history of cancer. These include early detection, modern treatment approaches, and regular follow-up testing. Moreover, underwriting choices include expanded rates for people with low-grade/low-stage of cancer after treatment completion. Still other choices include the assessment of additional premiums for a limited time period after completion of the last treatment or a permanent assessment of extra premium.

In summary, every cancer patient must be evaluated on a case-by-case basis, and medical underwriting can result in significant savings. Finally, remember to request a Universal Life Insurance quote for comparison purposes.