Sexual Child AbuseWhen underwriting people who have survived sexual child abuse, the key word is survival. There's a clear psychological benefit from viewing oneself as a survivor - not as a victim. One can intuitively understand that this psychological advantage does translate into a better life insurance rate. Think about how the life underwriter evaluates risk. Later in life, many abuse victims engage in self-abusive behaviors, which can sadly increase the chances of an early death. Conversely, insurance companies recognize that - by making the psychological transition from victim to survivor - people are empowered to live a long and healthy life. ![]() ![]()
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