Better than Standard Non-smoker

File # 10598 Male, 46 years old $500,000 coverage, 20-year term Was declined, elsewhere Health Issues Digestive disorders - pre-ulcers or small erosions, diagnosed 10 years ago, and was successfully treated with antibiotics - no recurrence Liver problems - hepatitis b, diagnosed 30 years ago, resolved on its own - hepatitis c, diagnosed 6 years ago, no treatment, currently hepatitis c positive Drinking Alcohol - currently drinking infrequently Family History of Cancer - mother, cervical displacia (abnormal cells) in mid 50s Family History of Heart Conditions - father, bypass surgery at age 72 Lifestyle Issues Foreign travel - Mexico every 5 years

File # 10582 Male, 36 years old $750,000 coverage, 20-year term Health Issues High cholesterol (ldl cholesterol) - currently treated with medication Anxiety and Depression - diagnosed 8 years ago - currently treating with medication Drinking alcohol - approximately 3 drinks every week Family History of Cancer - father, prostate cancer at age 70 Medications Did use Paxil Now uses Effexor, Lipitor, and Prevacid Legal Issues Department of Motor Vehicle Record - 1 traffic ticket in the last 10 years

File # 10569 Male, 40 years old $500,000 coverage, 20-year term Was rated elsewhere Health Issues Diabetes Type 1 - diagnosed 16 years ago - currently treated with medication Medications Humalog and Lantus Lifestyle Issues Foreign travel - vacation in Austria, every 1 or 2 years Legal Issues Department of Motor Vehicle Record - 3 speeding tickets in the last 5 years

File # 10536 Female, 32 years old $1,000,000 coverage, 30-year term Health Issues Asthma - diagnosed 27 years ago - initially hospitalized as a child, when oxygen was needed - no more hospitalizations or oxygen needed after moving west, 20 years ago - occasionally suffers from chest colds which causes the asthma to flare up, roughly once per year, which is treated with medication Bulimia Nervosa - diagnosed 15 years ago - inpatient hospitalization - was treated with medication for 1 year Anxiety and Depression - diagnosed 10 years ago - currently treating with therapy and medication Thyroid disorder - underactive thyroid, diagnosed 3 years ago - currently treated with medication Medications Did use Prozac Now uses occasional meds for anxiety and depression Also uses Cytomel, Singulair, and Synthroid Lifestyle Issues Foreign travel - London

File # 10533 Male, 35 years old $1,000,000 20-year term Was declined 2 times, elsewhere Health Issues Anxiety and Depression - diagnosed 11 years ago - currently treated with medication Drinking alcohol - recovering alcoholic, sober for almost 3 years - attends AA meetings, personal therapy, and marital therapy Digestive disorders - peptic ulcer, due to taking anti-inflammatory medication Carpal-tunnel syndrome Family History of Heart Conditions - father is alive, had bypass surgery at age 55 Medications Did use Paxil and Zoloft Now uses Ambien, Celexa, and Omeprazole

File # 10525 Male, 42 years old $250,000 coverage, 20-year term Health Issues Substance Abuse - marijuana, none used in 2 years Drinking alcohol - currently an occasional drinker Tobacco - currently smoking half a pack per day Legal Issues Criminal Record - 2 drug convictions in last 20 years - served 1 year in prison, for drug possession, released 3 years ago - currently not in prison Department of Motor Vehicle Record - currently suspended license, for past 8 years - violations include speeding tickets, driving on a suspended license, and not paying charges

File # 10521 Female, 51 years old $200,000 coverage, 20-year term Was declined elsewhere Health Issues Heart problems - mitrovalve prolapse, diagnosed 20 years ago, takes antibiotic at the dentist High cholesterol (ldl cholesterol) - diagnosed 4 years ago - treating with diet and exercise High blood pressure (hypertension) - diagnosed 3 years ago - currently treating with medication, since 1 year ago Digestive disorders - diverticulitis, diagnosed 2 years ago - currently treating with diet and lifestyle management Hysterectomy - uterus dropped - surgery performed 4 years ago Antinuclear Antibodies - an indication of possible autoimmune illness - no treatment Family History of Heart Conditions - mother is alive, 2 heart attacks in her 30's Medications Lisinopril Lifestyle Issues Beneficiary is a domestic partner - female significant other

File # 10517 Male, 49 years old $1,500,000 coverage, 20-year term Was declined elsewhere Health Issues Cancer - melanoma (type of skin cancers) - removed 3 years ago - no recurrence High blood pressure (hypertension) - treated medically during the last year Gout arthritis, diagnosed 2 years ago Drinking alcohol - tested positive for alcohol markers, during recent exam Medications Allopurinol (Allopurinal), Prinivil, and Viox (Vioxx)

File # 10513 Male, 39 years old $1,000,000 coverage, 20-year term Health Issues Seizure disorder (epilepsy) - diagnosed 26 years ago - 5 gran mal seizures - 6 petit mal seizures, each year - client feels the seizures are usually triggered by conditions of fatigue and hunger Drinking Alcohol - usual history is 2 drinks each weekend, but no alcohol in recent months since his last gran mal seizure Family History of Cancer - father, died of lung cancer in his 60's Family History of Heart Conditions - father, developed heart disease in his 50's Medications Dilantin and Tegretol (being switched to Depakene and Zarontin)

File # 10503 Female, 54 years old $1,000,000 coverage, 20-year term Health Issues Systemic scleroderma and connective tissue disease Raynaud's Thyroid disorder - Hashimoto's Thyroiditis Fibrosis - on bases of both lungs Insomnia - severe Bladder disease - bladder surgery and DMSO treatments to stabilize interstitial cystitis over 2 years ago Weight and build, overweight - Height 5'3", Weight 230 lbs Medications Plaquenil and Hydrochlorothiazide as needed for diuretic

File # 10501 Male, 35 years old $1,000,000 coverage, 20-year term Was declined elsewhere Health Issues Liver problems - elevated liver enzymes and fatty liver - diet and exercise have lowered enzymes to normal range Family History of Cancer - mother is alive, developed breast cancer at age 47 - father is alive, developed basil cell cancer in his 60's Lifestyle Issues Foreign travel - London, Italy, France