 Standard Rates or Better
File # 10567
Female, 48 years old
$750,000 coverage, 20-year term
Health Issues- High cholesterol (ldl cholesterol) - currently treated with medication
- Asthma - currently treated with medication
- Anxiety and Depression - depression, diagnosed 1 year ago - currently treated with medication
- Substance Abuse - marijuana, none used in last 21 years
- Family History of Heart Conditions - mother, died at age 57 from heart disease
Medications- Flovent, Foradil, Lipitor, and Zoloft
Lifestyle Issues- Foreign travel - Caribbean
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File # 10525
Male, 42 years old
$250,000 coverage, 20-year term
Health Issues- Substance Abuse - marijuana, none used in 2 years
- Drinking alcohol - currently an occasional drinker
- Tobacco - currently smoking half a pack per day
Legal Issues- Criminal Record - 2 drug convictions in last 20 years - served 1 year in prison, for drug possession, released 3 years ago - currently not in prison
- Department of Motor Vehicle Record - currently suspended license, for past 8 years - violations include speeding tickets, driving on a suspended license, and not paying charges
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File # 10524
Male, 50 years old
$200,000 coverage, 15-year term
Health Issues- Anxiety and Depression - diagnosed 23 years ago, hospitalized for 2 weeks to treat with medication - hospitalized again, 22 years ago, to adjust medication - currently treating with medication
MedicationsLegal Issues- Department of Motor Vehicle Record - 2 traffic tickets in the last 5 years
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File # 10521
Female, 51 years old
$200,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Heart problems - mitrovalve prolapse, diagnosed 20 years ago, takes antibiotic at the dentist
- High cholesterol (ldl cholesterol) - diagnosed 4 years ago - treating with diet and exercise
- High blood pressure (hypertension) - diagnosed 3 years ago - currently treating with medication, since 1 year ago
- Digestive disorders - diverticulitis, diagnosed 2 years ago - currently treating with diet and lifestyle management
- Hysterectomy - uterus dropped - surgery performed 4 years ago
- Antinuclear Antibodies - an indication of possible autoimmune illness - no treatment
- Family History of Heart Conditions - mother is alive, 2 heart attacks in her 30's
MedicationsLifestyle Issues- Beneficiary is a domestic partner - female significant other
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File # 10517
Male, 49 years old
$1,500,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Cancer - melanoma (type of skin cancers) - removed 3 years ago - no recurrence
- High blood pressure (hypertension) - treated medically during the last year
- Gout arthritis, diagnosed 2 years ago
- Drinking alcohol - tested positive for alcohol markers, during recent exam
Medications- Allopurinol (Allopurinal), Prinivil, and Viox (Vioxx)
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File # 10516
Male, 36 years old
$1,000,000 coverage, 20-year term
Health Issues- Digestive disorders - Crohns Disease, diagnosed 10 years ago - 1 hospitalization since diagnosis, and received steroids for 1 month
Medications |
File # 10515
Female, 44 years old
$100,000 coverage, Low-priced Universal Life
Health Issues- Liver problems - hepatitis c, genotype 1A, diagnosed 4 years ago - patient thinks infection occured 30 years ago, through drug abuse as a teenager - no treatment attempted - currently hepatitis c positive
- Substance Abuse - history of drug abuse, but none used in last 25 years
- Drinking Alcohol - 1 drink every two weeks
- Family History of Heart Conditions - father is alive, triple heart bypass at age 62
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File # 10513
Male, 39 years old
$1,000,000 coverage, 20-year term
Health Issues- Seizure disorder (epilepsy) - diagnosed 26 years ago - 5 gran mal seizures - 6 petit mal seizures, each year - client feels the seizures are usually triggered by conditions of fatigue and hunger
- Drinking Alcohol - usual history is 2 drinks each weekend, but no alcohol in recent months since his last gran mal seizure
- Family History of Cancer - father, died of lung cancer in his 60's
- Family History of Heart Conditions - father, developed heart disease in his 50's
Medications- Dilantin and Tegretol (being switched to Depakene and Zarontin)
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File # 10512
Male, 44 years old
$500,000 coverage, 20-year term
Was rated elsewhere
Health Issues- High blood pressure (hypertension), diagnosed 5 years ago
- High cholesterol (ldl cholesterol), diagnosed 5 years ago
- Liver problems - history of elevated liver enzymes
- Family History of Heart Conditions - father, several heart attacks
Medications |
File # 10511
Male, 35 years old
$1,000,000 coverage, 20-year term
Health Issues- Liver problems - hepatitis b, diagnosed 10 years ago - client thinks he was infected through a transfusion during elbow surgery as a teenager
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File # 10510
Male, 47 years old
$1,000,000 coverage, 20-year term
Health Issues- Digestive disorders - ulcerative colitis, diagnosed 30 years ago, multiple hospitalizations, lost and gained roughly 25 pounds within last 2 years - ileostomy is a future option
- Family History of Cancer - mother, died at age 72 from leukemia
- Family History of Diabetes - father is alive, developed diabetes in his 70's
- Family History of Heart Conditions - father is alive, currently has congestive heart failure in his 80's
Medications- Elavil, Emuran, Remicade, and Sulfalazine
Lifestyle Issues- Scuba diving certification - PADI - recreational
- Foreign travel - Cancun and France
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File # 10509
Male, 67 years old
$50,000 coverage, Low-priced Universal Life
Health Issues- Cancer - basil cell carcinoma (type of skin cancers) - removed 18 years ago - no recurrence or subsequent treatment
- Digestive disorders - Crohns Disease, diagnosed 30 years ago - bowel resection, 7 years ago
- High cholesterol (ldl cholesterol)
- Family History of Cancer - father, died at age 50 from lung cancer - brother is alive, developed prostate cancer at age 63
Medications- Cortizone, Lipitor, and Sulfadine
Legal Issues- Department of Motor Vehicle Record - 2 traffic tickets in the last 5 years
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File # 10504
Male, 33 years old
$1,000,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Substance Abuse - Cocaine addiction - graduated an inpatient 30-day program 7 years ago, and continued follow-up meetings for one year
- Anxiety and Depression - diagnosed with depression, treatment with therapy and medication
Medications |
File # 10503
Female, 54 years old
$1,000,000 coverage, 20-year term
Health Issues- Systemic scleroderma and connective tissue disease
- Raynaud's
- Thyroid disorder - Hashimoto's Thyroiditis
- Fibrosis - on bases of both lungs
- Insomnia - severe
- Bladder disease - bladder surgery and DMSO treatments to stabilize interstitial cystitis over 2 years ago
- Weight and build, overweight - Height 5'3", Weight 230 lbs
Medications- Plaquenil and Hydrochlorothiazide as needed for diuretic
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File # 10501
Male, 35 years old
$1,000,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Liver problems - elevated liver enzymes and fatty liver - diet and exercise have lowered enzymes to normal range
- Family History of Cancer - mother is alive, developed breast cancer at age 47 - father is alive, developed basil cell cancer in his 60's
Lifestyle Issues- Foreign travel - London, Italy, France
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