 Standard Non-smoker
File # 10567
Female, 48 years old
$750,000 coverage, 20-year term
Health Issues- High cholesterol (ldl cholesterol) - currently treated with medication
- Asthma - currently treated with medication
- Anxiety and Depression - depression, diagnosed 1 year ago - currently treated with medication
- Substance Abuse - marijuana, none used in last 21 years
- Family History of Heart Conditions - mother, died at age 57 from heart disease
Medications- Flovent, Foradil, Lipitor, and Zoloft
Lifestyle Issues- Foreign travel - Caribbean
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File # 10527
Male, 42 years old
$200,000 coverage, 20-year term
Health Issues- Seizure disorder (epilepsy) - diagnosed 9 years ago, caused by concussions related to Army service - 5 gran mal seizures, less than 1 each year - 2 or 3 petit mal seizures each month - 11 hospitalizations, on outpatient basis - currently treated with medication
- High blood pressure (hypertension) - currently treated with medication
- Polyp on vocal chord - removed 3 years ago, and nothing returned
- Family History of Cancer - father, died from hip-related cancer at age 52
- Family History of Diabetes - mother, developed diabetes at age 65
Medications- Did use Depakote, Dilantin, and Tegretol
- Now uses Benicar and Lamictal
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in last 2 years
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File # 10524
Male, 50 years old
$200,000 coverage, 15-year term
Health Issues- Anxiety and Depression - diagnosed 23 years ago, hospitalized for 2 weeks to treat with medication - hospitalized again, 22 years ago, to adjust medication - currently treating with medication
MedicationsLegal Issues- Department of Motor Vehicle Record - 2 traffic tickets in the last 5 years
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File # 10515
Female, 44 years old
$100,000 coverage, Low-priced Universal Life
Health Issues- Liver problems - hepatitis c, genotype 1A, diagnosed 4 years ago - patient thinks infection occured 30 years ago, through drug abuse as a teenager - no treatment attempted - currently hepatitis c positive
- Substance Abuse - history of drug abuse, but none used in last 25 years
- Drinking Alcohol - 1 drink every two weeks
- Family History of Heart Conditions - father is alive, triple heart bypass at age 62
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File # 10511
Male, 35 years old
$1,000,000 coverage, 20-year term
Health Issues- Liver problems - hepatitis b, diagnosed 10 years ago - client thinks he was infected through a transfusion during elbow surgery as a teenager
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File # 10510
Male, 47 years old
$1,000,000 coverage, 20-year term
Health Issues- Digestive disorders - ulcerative colitis, diagnosed 30 years ago, multiple hospitalizations, lost and gained roughly 25 pounds within last 2 years - ileostomy is a future option
- Family History of Cancer - mother, died at age 72 from leukemia
- Family History of Diabetes - father is alive, developed diabetes in his 70's
- Family History of Heart Conditions - father is alive, currently has congestive heart failure in his 80's
Medications- Elavil, Emuran, Remicade, and Sulfalazine
Lifestyle Issues- Scuba diving certification - PADI - recreational
- Foreign travel - Cancun and France
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File # 10504
Male, 33 years old
$1,000,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Substance Abuse - Cocaine addiction - graduated an inpatient 30-day program 7 years ago, and continued follow-up meetings for one year
- Anxiety and Depression - diagnosed with depression, treatment with therapy and medication
Medications |
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