Life Insurance Quote

Standard Non-smoker


File # 10567
Female, 48 years old
$750,000 coverage, 20-year term

Health Issues
  • High cholesterol (ldl cholesterol) - currently treated with medication
  • Asthma - currently treated with medication
  • Anxiety and Depression - depression, diagnosed 1 year ago - currently treated with medication
  • Substance Abuse - marijuana, none used in last 21 years
  • Family History of Heart Conditions - mother, died at age 57 from heart disease
Medications
  • Flovent, Foradil, Lipitor, and Zoloft
Lifestyle Issues
  • Foreign travel - Caribbean
Life Insurance Questions

File # 10527
Male, 42 years old
$200,000 coverage, 20-year term

Health Issues
  • Seizure disorder (epilepsy) - diagnosed 9 years ago, caused by concussions related to Army service - 5 gran mal seizures, less than 1 each year - 2 or 3 petit mal seizures each month - 11 hospitalizations, on outpatient basis - currently treated with medication
  • High blood pressure (hypertension) - currently treated with medication
  • Polyp on vocal chord - removed 3 years ago, and nothing returned
  • Family History of Cancer - father, died from hip-related cancer at age 52
  • Family History of Diabetes - mother, developed diabetes at age 65
Medications
  • Did use Depakote, Dilantin, and Tegretol
  • Now uses Benicar and Lamictal
Legal Issues
  • Department of Motor Vehicle Record - 1 traffic ticket in last 2 years
Life Insurance Questions

File # 10524
Male, 50 years old
$200,000 coverage, 15-year term

Health Issues
  • Anxiety and Depression - diagnosed 23 years ago, hospitalized for 2 weeks to treat with medication - hospitalized again, 22 years ago, to adjust medication - currently treating with medication
Medications
  • Lithium
Legal Issues
  • Department of Motor Vehicle Record - 2 traffic tickets in the last 5 years
Life Insurance Questions

File # 10515
Female, 44 years old
$100,000 coverage, Low-priced Universal Life

Health Issues
  • Liver problems - hepatitis c, genotype 1A, diagnosed 4 years ago - patient thinks infection occured 30 years ago, through drug abuse as a teenager - no treatment attempted - currently hepatitis c positive
  • Substance Abuse - history of drug abuse, but none used in last 25 years
  • Drinking Alcohol - 1 drink every two weeks
  • Family History of Heart Conditions - father is alive, triple heart bypass at age 62
Life Insurance Questions

File # 10511
Male, 35 years old
$1,000,000 coverage, 20-year term

Health Issues
  • Liver problems - hepatitis b, diagnosed 10 years ago - client thinks he was infected through a transfusion during elbow surgery as a teenager
Life Insurance Questions

File # 10510
Male, 47 years old
$1,000,000 coverage, 20-year term

Health Issues
  • Digestive disorders - ulcerative colitis, diagnosed 30 years ago, multiple hospitalizations, lost and gained roughly 25 pounds within last 2 years - ileostomy is a future option
  • Family History of Cancer - mother, died at age 72 from leukemia
  • Family History of Diabetes - father is alive, developed diabetes in his 70's
  • Family History of Heart Conditions - father is alive, currently has congestive heart failure in his 80's
Medications
  • Elavil, Emuran, Remicade, and Sulfalazine
Lifestyle Issues
  • Scuba diving certification - PADI - recreational
  • Foreign travel - Cancun and France
Life Insurance Questions

File # 10504
Male, 33 years old
$1,000,000 coverage, 20-year term
Was declined elsewhere

Health Issues
  • Substance Abuse - Cocaine addiction - graduated an inpatient 30-day program 7 years ago, and continued follow-up meetings for one year
  • Anxiety and Depression - diagnosed with depression, treatment with therapy and medication
Medications
  • Paxil and Ativan
Life Insurance Questions
Compare Term Quotes
Standard Rates or Better
--- Preferred Best Non-smoker
--- Preferred Non-smoker
--- Better than Standard Non-smoker
--- Standard Non-smoker
--- Standard Smoker
Standard Non-Smoker with small extra premium

Standard Smoker with small extra premium

Standard Non-Smoker with small extra premium for 3 years

Standard Non-Smoker with small extra premium for 5 years
Declined