 Preferred Non-smoker
File # 10596
Male, 30 years old
$1,000,000 coverage, 30-year term
Was declined, elsewhere
Lifestyle Issues- Foreign travel - Israel, 9 visits in the last 5 years
Legal Issues- Citizenship - citizen of Israel - in the USA with a Green Card
- Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years
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File # 10595
Female, 31 years old
$500,000 coverage, 30-year term
Was declined, elsewhere
Health Issues- Cancer - Osteoblastoma, benign tumor in pelvic bone - diagnosed and removed 3 years ago, no recurrence
- Family History of Cancer - sister, breast cancer at age 31 - mother, breast cancer at age 29, died at age 41
- Pregnancy - currently 5 months pregnant
Lifestyle Issues- Foreign travel - Israel, 9 visits in the last 5 years
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in the last 5 years
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File # 10590
Male, 39 years old
$500,000 coverage, 30-year term
Health Issues- Liver problems - hepatitis a, diagnosed and cured 3 years ago
- Drinking Alcohol - currently 2 or 3 drinks every week
Lifestyle Issues- Foreign travel - Canada and Europe, twice every year - history of travel to Mexico
Legal Issues- Department of Motor Vehicle Record - 3 speeding tickets in the last 10 years
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File # 10580
Male, 30 years old
$1,500,000 coverage, 20-year term
Health Issues- Substance Abuse - currently smoking marijuana once every month, and has done so for the last 5 years
- Drinking alcohol - currently drinking approximately 6 drinks every week
Lifestyle Issues- Rock climbing - 2.5 years of experience - indoor climbs, approximately 6 times every month - outdoor climbs, 1 or 2 times every month - climbs are moderate degree of difficulty - plans to reach 500'
- Auto Racing - 5 years of experience - Mustang racing, plans to race 3 times in the next year
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in the last 5 years
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File # 10578
Male, 56 years old
$500,000 coverage, 10-year term
Health Issues- Seizure disorder (epilepsy) - diagnosed 21 years ago - was initially treated with Dilantin for 2 years
- High blood pressure (hypertension) - currently treating with medication
- Family History of Cancer - sister, developed breast cancer at age 57
Medications- Did use Dilantin
- Now uses Bisoprolol Fumarate
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File # 10572
Male, 42 years old
$1,000,000 coverage, 20-year term
Was offered Standard elsewhere
Health Issues- Beta thalassemia minor - blood disorder that causes mild anemia - no current treatment
- Substance Abuse - history of marijuana use, but none used in last 20-25 years
- Drinking alcohol - currently drinking twice each week, beer or hard liquor
Lifestyle Issues- Foreign travel - history of travel to New Zealand, Belgium and Germany
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File # 10568
Male, 34 years old
$250,000 coverage, 20-year term
Was declined 2 times, elsewhere
Health Issues- Drinking alcohol - recovering alcoholic, sober for 5 years
- Anxiety and Depression - diagnosed as manic depressive, 5 years ago
- Weight and build, large build - Height 6'3" Weight 260 lbs
- Family History of Cancer - mother, cancer in her 40s
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File # 10516
Male, 36 years old
$1,000,000 coverage, 20-year term
Health Issues- Digestive disorders - Crohns Disease, diagnosed 10 years ago - 1 hospitalization since diagnosis, and received steroids for 1 month
Medications |
File # 10512
Male, 44 years old
$500,000 coverage, 20-year term
Was rated elsewhere
Health Issues- High blood pressure (hypertension), diagnosed 5 years ago
- High cholesterol (ldl cholesterol), diagnosed 5 years ago
- Liver problems - history of elevated liver enzymes
- Family History of Heart Conditions - father, several heart attacks
Medications |
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