 Standard Non-smoker with Small Extra Premium
File # 10591
Male, 36 years old
$750,000 coverage, 20-year term
Was declined, elsewhere
Health Issues- Systemic scleroderma and diffuse cutaneous scleroderma - diagnosed 4 years ago
- Raynaud's
- Weight and build, overweight - Height 5'11", Weight 250 lbs
- Family History of Heart Conditions - father, developed heart disease in his 50s
Medications |
File # 10579
Male, 38 years old
$300,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Digestive disorders - Crohns Disease, diagnosed 2 years ago - currently treating with medication
- Drinking alcohol - currently drinks 1 beer and 5 glasses of wine every week
MedicationsLifestyle Issues- Foreign travel - history of travel to Barbados, England, and the Caribbean - plans for travel to England annually and the Caribbean annually
Legal Issues- Citizenship - citizen of the UK - in the USA on an L1A Visa - applying for a Green Card
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File # 10577
Male, 44 years old
$250,000 coverage, 20-year term
Health Issues- Diabetes - diagnosed 7 years ago - complications include poor circulation in feet - currently treating with medication
- Family History of Cancer - father, died of cancer at age 65
MedicationsLifestyle Issues- Foreign travel - Fiji Islands every 2 years
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File # 10575
Male, 44 years old
$500,000 coverage, 10-year term
Health Issues- Digestive disorders - Crohns Disease, diagnosed 15 years ago - surgical procedures have included a bowel resection 15 years ago and an intestinal blockage repair 12 years ago - hospitalized within the last year for pain and a narrowing of the bowel - currently treating with diet and medication
- Tobacco - currently smoking cigars
- Drinking alcohol - currently drinks on weekends
- Family History of Cancer - brother, brain tumor at age 25 - father, skin cancer in his 50s
- Family History (Other) - mother, died of an aneurysm at age 59
MedicationsLifestyle Issues |
File # 10574
Male, 52 years old
$250,000 coverage, 15-year term
Health Issues- Heart problems - irregular readings on prior electrocardiogram (ECG)
- High blood pressure (hypertension) - currently treating with medication
- Tobacco - currently smoking cigars
- Drinking alcohol - currently drinks 3-4 beers every weekend
- Family History of Cancer - father, died of lung cancer at age 75
- Family History of Diabetes - father, diagnosed with diabetes at age 60
- Family History of Heart Conditions - mother, heart disease, heart attack at age 56
- Family History (Other) - mother, died of complications from Lupus
Medications- Uses medication for high blood pressure
Legal Issues- Department of Motor Vehicle Record - 1 traffic ticket in last 10 years
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File # 10564
Male, 34 years old
$1,800,000 coverage, 20-year term
Health Issues- Heart problems - congenital heart defect - heart valve problem, diagnosed 22 years ago - required a transfusion, 22 years ago
- Liver problems - hepatitis c - patient thinks infection occured through transfusion, 22 years ago - underwent 2 courses of interferon treatments, 9 years ago, not successful - currently hepatitis c positive
Lifestyle Issues- Foreign travel - France and England
|
File # 10554
Female, 44 years old
$500,000 coverage, 10-year term
Health Issues- Heart problems - congenital heart defect - ventricular septal defect - currently treated with medication before seeing the dentist
- High cholesterol (ldl cholesterol) - currently treated with diet
- Anxiety and Depression - post-traumatic stress disorder - currently treated with medication
- Diabetes - insulin resistance (pre-diabetes) - diagnosed 6 months ago - currently treated with medication and diet
- Weight and build, Overweight - Height 5'0", Weight 180 lbs
Medications- Did use Zoloft
- Now uses Glucophage and Wellbutrin
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File # 10535
Male, 51 years old
$100,000 coverage, 20-year term
Health Issues- Liver problems - hepatitis c - client feels he was infected by mass innoculations during military service or through a tattoo, both 30 years ago - last biopsy was 2 years ago - underwent partial combo treatment, not successful - currently hepatitis c positive with elevated liver enzymes
- Drinking alcohol - currently drinking 1 glass of wine per month - was a heavy drinker, 10-15 years ago
- Family History of Diabetes - father is alive, developed diabetes in his late 60s
Legal Issues- Department of Motor Vehicle Record - 1 DUI ticket, 30 years ago
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File # 10531
Male, 48 years old
$750,000 coverage, 10-year term
Was declined elsewhere
Health Issues- Liver problems - hepatitis c, diagnosed 20 years ago - client feels he was infected through drug abuse - last biopsy, 2 years ago - treatment with interferon, not successful - currently hepatitis c positive
- Anxiety and Depression - diagnosed 9 years ago
- Suicide Survivor - suicide ideation 9 years ago, resulting in hospitalization for 3 weeks
- Substance Abuse - history of drug abuse, but none used in last 20 years
- Drinking alcohol - recovering alcoholic, sober for last 20 years - attends AA meetings
- Family History of Cancer - mother, died of cancer of the heart muscle at age 73
- Family History of Heart Conditions - mother, died at age 73
MedicationsLifestyle Issues- Foreign travel - Cancun once each year
Legal Issues- Criminal Record - indicted on drug related charges 14 years ago, but all charges were later dismissed
- Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years - 1 DUI ticket, 23 years ago
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File # 10530
Male, 49 years old
$1,000,000 coverage, 20-year term
Was declined elsewhere
Health Issues- Digestive disorders - ulcerative colitis, had an ileostomy 20 years ago
- Liver problems - elevated liver enzymes
- Drinking Alcohol - 1 or 2 beers per week
- Chronic sinus infection - currently treating with Advil
- Chronic back pain - currently treating with Advil
Medications- Did use Prednisone and other steroids until 10 years ago
- Now uses Advil (3-4 each day)
Lifestyle Issues- Foreign travel - Caribbean every few years
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File # 10528
Male, 65 years old
$200,000 coverage, 15-year term
Health Issues- Heart problems - congenital heart defect, born with a closed artery
- High blood pressure (hypertension) - diagnosed 4 years ago
- Transient Ischemic Attack (mini-stroke) - 2 incidents within the last year
- Drinking alcohol - 2 glasses of wine each day
- Family History of Cancer - father, died from lung cancer at age 83
Medications- Aggrenox, Prinivil, Sular
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File # 10523
Female, 38 years old
$500,000 coverage, 20-year term
Health Issues- Liver problems - hepatitis c - last biopsy was 3 years ago - 18 month treatment with interferon and ribavirin, not successful - currently hepatitis c positive - viral load was 2 million, currently is 100,000 to 400,000 - client feels she was infected through vaccinations in grade school
- Family History of Cancer - father, died from non-Hodgkin's lymphoma at age 56
Lifestyle Issues- Foreign travel - Los Cabos, Mexico, for vacation
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File # 10522
Male, 45 years old
$140,000 coverage, 15-year term
Health Issues- Heart problems - diagnosed 9 years ago - 2 angioplasty procedures, one year apart - double bypass surgery, 3 years ago
- High cholesterol (ldl cholesterol) - currently treated with medication
- Drinking alcohol - 1 glass of wine per week
- Family History of Heart Conditions - mother is alive, developed angina in her 50s
Medications |
File # 10520
Female, 40 years old
$200,000 coverage, 20-year term
Health Issues- Digestive disorders - Crohns Disease, diagnosed 13 years ago - last colonoscopy was 7 years ago
- Tobacco - currently a smoker
Medications- Did use Azulfidine and Prednisone
- Now uses Asacol and Purinethol
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File # 10519
Male, 36 years old
$1,000,000 coverage, 20-year term
Health Issues- High cholesterol (ldl cholesterol) - improved through diet
- Anxiety and Depression - diagnosed 12 years ago, being treated with therapy and medication
- Suicide Survivor - suicide ideation 10 years ago, resulted in hospitalization for 7 days
- Family History of Heart Conditions - father is alive, bypass surgery in his 40's
Medications- Did use Effexor, Paxil, Prozac, Remeron, Serzone, Wellbutrin
- Now uses Celexa, Ritalin
|
File # 10518
Male, 51 years old
$250,000 coverage, 20-year term
Health Issues- Liver problems - hepatitis c, diagnosed 4 years ago - patient thinks infection occured 30 years ago, through heroin abuse - underwent 6 months of interferon treatment, not successful - currently hepatitis c positive
- Kidney stones - 5 or 6 years ago
- Drinking alcohol - currently drinking 2 glasses of wine each weekend - was drinking 1-2 glasses each day, until 4 years ago
- Substance Abuse - heroin addiction, none used in last 23 years - marijuana addiction, none used in last 15 years
- Family History of Cancer - mother, throat cancer at age 74
Lifestyle Issues- Pilot license - Instrument rated - FAA certification, medical - just under 500 total hours
- Foreign travel - Bahamas, 2 or 3 times each year
Legal Issues- Department of Motor Vehicle Record - 2 speeding tickets in the last 5 years
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File # 10508
Male, 58 years old
$250,000 coverage, 20-year term
Health Issues- Heart problems - heart attack 7 years ago - one angioplasty and one stent
- Drinking Alcohol - 7 drinks per week
Medications- Hyzaar, Lipitor, Lopidine, Metoprolol, and Zetia
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File # 10507
Male, 54 years old
$1,000,000 coverage, 10-year term
Health Issues- Liver problems - hepatitis c, diagnosed 22 years ago as non-A, non-B - client thinks he was infected through drug use - underwent 6 months of interferon treatment, 10 years ago - currently hepatitis c positive, current viral load is 7 million - elevated liver enzymes
- Drinking Alcohol - 1 drink per week
- Anxiety and Depression - depression, diagnosed 2 years ago
- Thyroid disorder - underactive thyroid
Medications |
File # 10506
Male, 56 years old
$300,000 coverage, 15-year term
Health Issues- Quadriplegic - shot in military combat, fell and broke neck, over 30 years ago - incomplete quadriplegic, meaning he can move his arms and wrists - occasional pneumonia and urinary tract infections
- Bladder - neurogenic bladder, for more than 30 years
Medications |
File # 10505
Male, 40 years old
$250,000 coverage, 20-year term
Health Issues- Drinking Alcohol - 5 beers per week
- Substance Abuse - Cocaine addiction, completed a treatment program
Legal Issues- Department of Motor Vehicle Record - suspended license and driving on a suspended license
- Criminal Record - charged with felony possession of cocaine - convicted of misdemeanor possession of toxic substance - arrested for carrying a concealed weapon
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