Standard Non-smoker with Small Extra Premium

File # 10591 Male, 36 years old $750,000 coverage, 20-year term Was declined, elsewhere Health Issues Systemic scleroderma and diffuse cutaneous scleroderma - diagnosed 4 years ago Raynaud's Weight and build, overweight - Height 5'11", Weight 250 lbs Family History of Heart Conditions - father, developed heart disease in his 50s Medications Nexium

File # 10579 Male, 38 years old $300,000 coverage, 20-year term Was declined elsewhere Health Issues Digestive disorders - Crohns Disease, diagnosed 2 years ago - currently treating with medication Drinking alcohol - currently drinks 1 beer and 5 glasses of wine every week Medications Asacol Lifestyle Issues Foreign travel - history of travel to Barbados, England, and the Caribbean - plans for travel to England annually and the Caribbean annually Legal Issues Citizenship - citizen of the UK - in the USA on an L1A Visa - applying for a Green Card

File # 10577 Male, 44 years old $250,000 coverage, 20-year term Health Issues Diabetes - diagnosed 7 years ago - complications include poor circulation in feet - currently treating with medication Family History of Cancer - father, died of cancer at age 65 Medications Desipramine and Insulin Lifestyle Issues Foreign travel - Fiji Islands every 2 years

File # 10575 Male, 44 years old $500,000 coverage, 10-year term Health Issues Digestive disorders - Crohns Disease, diagnosed 15 years ago - surgical procedures have included a bowel resection 15 years ago and an intestinal blockage repair 12 years ago - hospitalized within the last year for pain and a narrowing of the bowel - currently treating with diet and medication Tobacco - currently smoking cigars Drinking alcohol - currently drinks on weekends Family History of Cancer - brother, brain tumor at age 25 - father, skin cancer in his 50s Family History (Other) - mother, died of an aneurysm at age 59 Medications Entocort Lifestyle Issues Foreign travel - Mexico

File # 10574 Male, 52 years old $250,000 coverage, 15-year term Health Issues Heart problems - irregular readings on prior electrocardiogram (ECG) High blood pressure (hypertension) - currently treating with medication Tobacco - currently smoking cigars Drinking alcohol - currently drinks 3-4 beers every weekend Family History of Cancer - father, died of lung cancer at age 75 Family History of Diabetes - father, diagnosed with diabetes at age 60 Family History of Heart Conditions - mother, heart disease, heart attack at age 56 Family History (Other) - mother, died of complications from Lupus Medications Uses medication for high blood pressure Legal Issues Department of Motor Vehicle Record - 1 traffic ticket in last 10 years

File # 10564 Male, 34 years old $1,800,000 coverage, 20-year term Health Issues Heart problems - congenital heart defect - heart valve problem, diagnosed 22 years ago - required a transfusion, 22 years ago Liver problems - hepatitis c - patient thinks infection occured through transfusion, 22 years ago - underwent 2 courses of interferon treatments, 9 years ago, not successful - currently hepatitis c positive Lifestyle Issues Foreign travel - France and England

File # 10554 Female, 44 years old $500,000 coverage, 10-year term Health Issues Heart problems - congenital heart defect - ventricular septal defect - currently treated with medication before seeing the dentist High cholesterol (ldl cholesterol) - currently treated with diet Anxiety and Depression - post-traumatic stress disorder - currently treated with medication Diabetes - insulin resistance (pre-diabetes) - diagnosed 6 months ago - currently treated with medication and diet Weight and build, Overweight - Height 5'0", Weight 180 lbs Medications Did use Zoloft Now uses Glucophage and Wellbutrin

File # 10535 Male, 51 years old $100,000 coverage, 20-year term Health Issues Liver problems - hepatitis c - client feels he was infected by mass innoculations during military service or through a tattoo, both 30 years ago - last biopsy was 2 years ago - underwent partial combo treatment, not successful - currently hepatitis c positive with elevated liver enzymes Drinking alcohol - currently drinking 1 glass of wine per month - was a heavy drinker, 10-15 years ago Family History of Diabetes - father is alive, developed diabetes in his late 60s Legal Issues Department of Motor Vehicle Record - 1 DUI ticket, 30 years ago

File # 10531 Male, 48 years old $750,000 coverage, 10-year term Was declined elsewhere Health Issues Liver problems - hepatitis c, diagnosed 20 years ago - client feels he was infected through drug abuse - last biopsy, 2 years ago - treatment with interferon, not successful - currently hepatitis c positive Anxiety and Depression - diagnosed 9 years ago Suicide Survivor - suicide ideation 9 years ago, resulting in hospitalization for 3 weeks Substance Abuse - history of drug abuse, but none used in last 20 years Drinking alcohol - recovering alcoholic, sober for last 20 years - attends AA meetings Family History of Cancer - mother, died of cancer of the heart muscle at age 73 Family History of Heart Conditions - mother, died at age 73 Medications Trazodone Lifestyle Issues Foreign travel - Cancun once each year Legal Issues Criminal Record - indicted on drug related charges 14 years ago, but all charges were later dismissed Department of Motor Vehicle Record - 1 speeding ticket in the last 5 years - 1 DUI ticket, 23 years ago

File # 10530 Male, 49 years old $1,000,000 coverage, 20-year term Was declined elsewhere Health Issues Digestive disorders - ulcerative colitis, had an ileostomy 20 years ago Liver problems - elevated liver enzymes Drinking Alcohol - 1 or 2 beers per week Chronic sinus infection - currently treating with Advil Chronic back pain - currently treating with Advil Medications Did use Prednisone and other steroids until 10 years ago Now uses Advil (3-4 each day) Lifestyle Issues Foreign travel - Caribbean every few years

File # 10528 Male, 65 years old $200,000 coverage, 15-year term Health Issues Heart problems - congenital heart defect, born with a closed artery High blood pressure (hypertension) - diagnosed 4 years ago Transient Ischemic Attack (mini-stroke) - 2 incidents within the last year Drinking alcohol - 2 glasses of wine each day Family History of Cancer - father, died from lung cancer at age 83 Medications Aggrenox, Prinivil, Sular

File # 10523 Female, 38 years old $500,000 coverage, 20-year term Health Issues Liver problems - hepatitis c - last biopsy was 3 years ago - 18 month treatment with interferon and ribavirin, not successful - currently hepatitis c positive - viral load was 2 million, currently is 100,000 to 400,000 - client feels she was infected through vaccinations in grade school Family History of Cancer - father, died from non-Hodgkin's lymphoma at age 56 Lifestyle Issues Foreign travel - Los Cabos, Mexico, for vacation

File # 10522 Male, 45 years old $140,000 coverage, 15-year term Health Issues Heart problems - diagnosed 9 years ago - 2 angioplasty procedures, one year apart - double bypass surgery, 3 years ago High cholesterol (ldl cholesterol) - currently treated with medication Drinking alcohol - 1 glass of wine per week Family History of Heart Conditions - mother is alive, developed angina in her 50s Medications Lipitor and Norvasc

File # 10520 Female, 40 years old $200,000 coverage, 20-year term Health Issues Digestive disorders - Crohns Disease, diagnosed 13 years ago - last colonoscopy was 7 years ago Tobacco - currently a smoker Medications Did use Azulfidine and Prednisone Now uses Asacol and Purinethol

File # 10519 Male, 36 years old $1,000,000 coverage, 20-year term Health Issues High cholesterol (ldl cholesterol) - improved through diet Anxiety and Depression - diagnosed 12 years ago, being treated with therapy and medication Suicide Survivor - suicide ideation 10 years ago, resulted in hospitalization for 7 days Family History of Heart Conditions - father is alive, bypass surgery in his 40's Medications Did use Effexor, Paxil, Prozac, Remeron, Serzone, Wellbutrin Now uses Celexa, Ritalin

File # 10518 Male, 51 years old $250,000 coverage, 20-year term Health Issues Liver problems - hepatitis c, diagnosed 4 years ago - patient thinks infection occured 30 years ago, through heroin abuse - underwent 6 months of interferon treatment, not successful - currently hepatitis c positive Kidney stones - 5 or 6 years ago Drinking alcohol - currently drinking 2 glasses of wine each weekend - was drinking 1-2 glasses each day, until 4 years ago Substance Abuse - heroin addiction, none used in last 23 years - marijuana addiction, none used in last 15 years Family History of Cancer - mother, throat cancer at age 74 Lifestyle Issues Pilot license - Instrument rated - FAA certification, medical - just under 500 total hours Foreign travel - Bahamas, 2 or 3 times each year Legal Issues Department of Motor Vehicle Record - 2 speeding tickets in the last 5 years

File # 10508 Male, 58 years old $250,000 coverage, 20-year term Health Issues Heart problems - heart attack 7 years ago - one angioplasty and one stent Drinking Alcohol - 7 drinks per week Medications Hyzaar, Lipitor, Lopidine, Metoprolol, and Zetia

File # 10507 Male, 54 years old $1,000,000 coverage, 10-year term Health Issues Liver problems - hepatitis c, diagnosed 22 years ago as non-A, non-B - client thinks he was infected through drug use - underwent 6 months of interferon treatment, 10 years ago - currently hepatitis c positive, current viral load is 7 million - elevated liver enzymes Drinking Alcohol - 1 drink per week Anxiety and Depression - depression, diagnosed 2 years ago Thyroid disorder - underactive thyroid Medications Zoloft and Synthroid

File # 10506 Male, 56 years old $300,000 coverage, 15-year term Health Issues Quadriplegic - shot in military combat, fell and broke neck, over 30 years ago - incomplete quadriplegic, meaning he can move his arms and wrists - occasional pneumonia and urinary tract infections Bladder - neurogenic bladder, for more than 30 years Medications Hippurate and Baclofen

File # 10505 Male, 40 years old $250,000 coverage, 20-year term Health Issues Drinking Alcohol - 5 beers per week Substance Abuse - Cocaine addiction, completed a treatment program Legal Issues Department of Motor Vehicle Record - suspended license and driving on a suspended license Criminal Record - charged with felony possession of cocaine - convicted of misdemeanor possession of toxic substance - arrested for carrying a concealed weapon